Housing Office

Important Notes

  • The City of Salem DOES NOT require a Certificate of Occupancy (“C/O”) be obtained prior to the transfer of title to real property.
  • However, a new owner will NOT be permitted to occupy, or allow  or suffer the property to be occupied UNTIL a valid inspection is performed and a valid C/O is obtained.
  • There is no legal requirement that the Buyer acknowledge this legality in advance. However, as a Seller, it would be in your best interest to notify the BUYER as to the existence of this info1px1rmation.
  • If the Salem City Housing Office determines that a property is being occupied WITHOUT a current and valid C/O, a complaint will be filed in municipal court against the CURRENT owner of the property.
  • Please feel free to contact the housing office if you have any questions or need any further information.

Neighborhood Transformation Initiative

Why Rent? You can OWN for less!

You CAN do it, with the Mayor’s Neighborhood Transformation Initiative!

  • No Down Payment!
  • Build your Dream Home!
  • LOW monthly payments even less than your rent!

The Mayor’s NTI is designed to put GOOD people into GOOD homes, at a fair and affordable price.

As of January 1, 2018, the interest rate for DIRECT single-family loans for LOW and VERY LOW income families is 3.25%.

Picture of graph displaying Income Eligibility for home loans

Example: If you are a 4-person household, and total household income is less than $66,550, you meet the income requirements for a DIRECT loan from the USDA funding sources, at an interest rate of 3.25%.

Pick up a pre-qualification form at the City office at 125 West Broadway in town, or download the PDF in the Forms & Applications section at the top of this page.

The USDA will contact you within five to seven days, and will send you a full application.

Once you have been qualified, you will be able to select from a list of eligible homes in the city.  The most current list is below.

List of City Owned Properties – July 2024

Address Block Lot
419 Afton Dr 118 1
421 Afton Dr 118 2
69 1/2 Carpenter Street 49 9
75 Carpenter Street 50 2
192-194 E Broadway 27 12
200 Church Street 62 38
345 E Broadway 69 1
352-354 E Broadway 41 13
374 E Broadway 42 36
386-388 E Broadway 42 29
394 E Broadway 42 27
E Broadway & Eakin St 62 14
E Broadway 90 17
Eighth St Extension Water Side 20 12&13
23 Elm Street 69 32
83 Elm Street 87 16
End of Fifth Street 5 1,24,25
48 Fifth Street 5 28
75 Fifth Street 12 3
1 Front Street 7 11
155-157 Grant Street 28 58
205 Grant Street 27 42.01
322 Grant Street 26 11
515 Grieves Parkway 106 1
4 Hancock Street 2 15
6 Hancock Street 2 9
75 Hedge St 1st Rear 49 2
5 Hires Ave 57.01 2.01
237 Keasbey Street 39 26
311 Keasbey Street 42 5
354 Keasbey Street 44 5
356 Keasbey Street 44 4
361 Keasbey Street 42 23
481 Keasbey Street 39 30
57 Market Street 6 16
113-119 Market St (Café) 13 52
20 N Third Street 11 2
6 Olive Street 68 10
25 Olive Street 67 17
26 Olive Street 68 20
12 Pine Ave 99 37
198 Pledger St 14 9
200 Pledger Street 14 10
204 Pledger Street 14 12
4 Roe Ave 44 25
200 Sinnickson St 84 2
234 Sinnickson Street 84 19
236 Sinnickson St 84 20
248 Sinnickson St 66 10
74 Thompson Street 50 12
6 Union Street 69 10
22 Union Street 69 14
34-36 Union Street 69 17
47 Union Street 68 38
49 Union Street 68 39
77 Union Street 68 47
Union Street 68 40
Union Street 68 41
20 Walnut Street 62 23
21 Walnut Street 63 1
47 Walnut Street 82 29
155 Walnut Street 114 7
4 Ward Street 6 5
7 Ward Street 5 2
12 Ward Street 6 22
31 Ward Street 5 12
33 Ward Street 5 13
35 Ward Street 5 14
43 Ward Street 5 15
211 Wesley Street 84 23
222 Wesley Street 64 30
254 Wesley Street 65 14
257 Wesley Street 66 5
270-272 Wesley Street 65 22
277 Wesley Street 66 25
279 Wesley Street 66 25
281-283 Wesley Street 66 20
285 Wesley Street 66 21
61 W Broadway 48 7
67 W Broadway 48 10
142-144 W Broadway 13 46
148 W Broadway 13 48
151-153 W Broadway 57 18

Attention: By way of City of Salem Resolution #13-152, the City of Salem has been designated as an “Area in Need of Rehabilitation” under the Local Redevelopment and Housing Law, N.J.S.A. 40A:12A-1, et seq., a city-wide designation. The City of Salem has property available for negotiation and purchase. The list of property that are available for purchase are listed below. Please contact the Commerce Director, Charles Matthew Bailey, at for details.

Policy and Procedure for Purchasing Local Government-Owned Property

  1. Purpose: The purpose of this policy is to outline the procedure for individuals interested in purchasing property owned by the local government. This process aims to ensure fairness, transparency, and compliance with relevant laws and regulations. This Policy and Procedure may be carried out pursuant to the Local Redevelopment and Housing Law (N.J.S.A. 40A:12A-1, et seq.)  and the Urban Homesteading Act, (N.J.S.A. 40A:12-31, et seq. & Chapter 215 of the Code of the City of Salem).
  2. Eligibility Criteria: To be eligible to purchase local government-owned property, applicants must meet the following criteria:
  • Must be a legal adult (18 years or older).
  • Must not be in default or delinquent on any financial obligations to the City of Salem.
  • Must be a first time home buyer within the City of Salem, or purchasing a property for a first time homeowner
  • Must not have any outstanding violations of local ordinances or regulations.
  • Must demonstrate the ability to finance the purchase through acceptable means, such as mortgage pre-approval or proof of funds.
  1. Property Listings:
  • The City of Salem shall maintain a list of properties available for sale, including details such as location, size, condition, and asking price.
  • Property listings shall be made available to the public through the City of Salem website, public notices, or other appropriate channels.
  1. Application Process: a. interested individuals shall submit a formal application to the Housing & Economic Development office responsible for property management. b. The application shall include – Applicant’s name, contact information, and proof of identity. – Desired property or properties for purchase. – Financial documentation demonstrating the ability to finance the purchase. – Any additional information or documentation required by the local government. c. Applications shall be reviewed in the order they are received, and applicants shall be notified of the status of their application within a reasonable timeframe.
  2. Evaluation and Selection: a. Applications shall be evaluated based on eligibility criteria, financial capacity, intended use of the property, and any other relevant factors determined by the local government. b. The City of Salem reserves the right to prioritize certain applications based on community development goals, economic revitalization efforts, or other public interests. c. Upon completion of the evaluation process, selected applicants shall be notified of their approval to proceed with the purchase.
  3. Purchase Agreement: a. Approved applicants shall enter into a purchase agreement with the local government, detailing the terms and conditions of the sale. b. The purchase agreement shall include the purchase price, payment schedule, closing date, and any other relevant provisions. c. Both parties shall execute the purchase agreement in accordance with applicable laws and regulations.
  4. Redevelopment Agreement: If the City and applicant are proceedings under the provisions of the Local Redevelopment and Housing Law(N.J.S.A. 40A:12A-1, et seq.),the applicant will be required to enter into a Redevelopment Agreement with the City for the redevelopment and/or rehabilitation of the property.
  5. Closing Process: a. Upon execution of the purchase agreement, the closing process shall commence, during which the transfer of ownership shall occur. b. The City of Salem shall provide all necessary documentation and facilitate the closing process in coordination with the purchaser and their representatives. c. Once the closing process is complete, the purchaser shall take possession of the property and assume all rights and responsibilities associated with ownership.
  6. Compliance and Oversight: a. The City of Salem shall ensure compliance with all applicable laws, regulations, agreements, and policies throughout the application and purchase process. b. Oversight mechanisms shall be established to monitor the implementation of this policy and address any issues or concerns that may arise.
  7. Appeals Process: a. Applicants who are denied approval to purchase local government-owned property may have the right to appeal the decision. b. The appeals process shall provide a mechanism for applicants to contest the decision and present additional information or evidence in support of their application. c. Appeals shall be reviewed by an impartial body or authority designated by the local government, and decisions shall be communicated to the applicant in writing.
  8. Revision and Amendment: This policy and procedure may be revised or amended as needed to address changing circumstances, legal requirements, or organizational priorities. Any revisions or amendments shall be approved by the appropriate governing body or authority.
  9. Implementation and Communication: The City of Salem shall ensure that this policy and procedure are effectively communicated to the public, including potential applicants, through appropriate channels such as the official website, public notices, and community outreach efforts.

Policy and Procedure for City of Salem Employees or Representatives Purchasing City of Salem-Owned Property

  1. Purpose: The purpose of this policy is to establish a fair, transparent, and non-discriminatory process for City of Salem employees or representatives interested in purchasing property owned by the City of Salem. This process aims to uphold ethical standards, prevent conflicts of interest, and promote public trust and confidence in the integrity of property transactions.
  2. Conflict of Interest Disclosure: a. City of Salem employees or representatives who intend to purchase property owned by the City of Salem must disclose their interest and potential conflict of interest in accordance with applicable laws, regulations, and organizational policies. b. Disclosure shall be made to the appropriate ethics or compliance office within the City of Salem, and any conflicts of interest shall be managed or mitigated as required.
  3. Eligibility Criteria: a. To be eligible to purchase City of Salem-owned property, employees or representatives must meet the same eligibility criteria as external applicants outlined in the general policy and procedure. b. Additionally, employees or representatives must adhere to any specific eligibility requirements or restrictions established by the City of Salem to prevent conflicts of interest or favoritism.
  4. Public Notice and Transparency: a. All properties owned by the City of Salem that are available for sale shall be publicly listed and advertised through official channels, such as the City of Salem’s website, public notices, or other appropriate means. b. The listing shall include relevant details about the properties, including location, size, condition, and asking price, to ensure transparency and equal access to information for all potential buyers.
  5. Application Process: a. City of Salem employees or representatives interested in purchasing property owned by the City of Salem shall follow the same application process as external applicants outlined in the general policy and procedure. b. Applications shall be submitted to the appropriate department or agency responsible for property management and reviewed in accordance with the established procedures.
  6. Evaluation and Selection: a. Applications from City of Salem employees or representatives shall be evaluated based on the same criteria as external applicants, including eligibility, financial capacity, intended use of the property, and any other relevant factors. b. To ensure transparency and reduce favoritism, evaluation panels or committees comprised of impartial members shall review and assess all applications, with oversight from appropriate authorities or governance bodies.
  7. Conflict of Interest Management: a. Any City of Salem employee or representative involved in the evaluation or decision-making process for property sales shall recuse themselves from reviewing or voting on any and all matters in which they have a personal interest or conflict of interest. b. Conflicts of interest shall be managed and disclosed in accordance with applicable laws, regulations, and organizational policies to maintain the integrity and impartiality of the process.
  8. Public Reporting and Oversight: a. The City of Salem shall provide regular public reports or updates on property sales, in accordance with applicable laws and regulations, including information on the buyers, sale prices, and any relevant details, to ensure transparency and accountability. b. Oversight mechanisms shall be established to monitor the implementation of this policy, address any concerns or complaints, and ensure compliance with ethical standards and legal requirements.
  9. Anti-Retaliation Protections: a. City of Salem employees or representatives shall be protected from retaliation or adverse consequences for participating in the property purchase process, disclosing conflicts of interest, or raising concerns about potential impropriety. b. Any instances of retaliation or reprisal shall be promptly investigated and addressed in accordance with applicable laws and organizational policies.
  10. Training and Education: a. City of Salem employees or representatives involved in property management or decision-making processes shall receive training and education on ethical standards, conflict of interest policies, and the importance of transparency and integrity in property transactions. b. Training programs shall be regularly conducted to reinforce ethical principles and ensure compliance with relevant policies and regulations.
  11. Revision and Amendment: This policy and procedure may be revised or amended as needed to address emerging issues, enhance transparency and accountability, or comply with changes in laws or regulations. Any revisions or amendments shall be approved by the appropriate governing body or authority.
  12. Implementation and Communication: The City of Salem shall ensure that this policy and procedure are effectively communicated to all employees, representatives, and stakeholders through internal channels, such as employee handbooks, training sessions, and official communications.