Housing Office

Important Notes

  • The City of Salem DOES NOT require a Certificate of Occupancy (“C/O”) be obtained prior to the transfer of title to real property.
  • However, a new owner will NOT be permitted to occupy, or allow  or suffer the property to be occupied UNTIL a valid inspection is performed and a valid C/O is obtained.
  • There is no legal requirement that the Buyer acknowledge this legality in advance. However, as a Seller, it would be in your best interest to notify the BUYER as to the existence of this info1px1rmation.
  • If the Salem City Housing Office determines that a property is being occupied WITHOUT a current and valid C/O, a complaint will be filed in municipal court against the CURRENT owner of the property.
  • Please feel free to contact the housing office if you have any questions or need any further information.

Neighborhood Transformation Initiative

Why Rent? You can OWN for less!

You CAN do it, with the Mayor’s Neighborhood Transformation Initiative!

  • No Down Payment!
  • Build your Dream Home!
  • LOW monthly payments even less than your rent!

The Mayor’s NTI is designed to put GOOD people into GOOD homes, at a fair and affordable price.

As of January 1, 2018, the interest rate for DIRECT single-family loans for LOW and VERY LOW income families is 3.25%.

Picture of graph displaying Income Eligibility for home loans

Example: If you are a 4-person household, and total household income is less than $66,550, you meet the income requirements for a DIRECT loan from the USDA funding sources, at an interest rate of 3.25%.

Pick up a pre-qualification form at the City office at 125 West Broadway in town, or download the PDF in the Forms & Applications section at the top of this page.

The USDA will contact you within five to seven days, and will send you a full application.

Once you have been qualified, you will be able to select from a list of eligible homes in the city.  The most current list is below.

Step by Step for City owned property purchase

To be considered a developer for City owned property please find the “form Proposal to purchase” in the list of documents attached to the webpage.  Please complete this form and the requested items in the form as part of your proposal.  There is not set price, so name your price on the proposal. You must scan and email the proposal back to the City.

  1.  After an applicant has completed a proposal the City of Salem will review for completeness.
  2. If the proposal is complete, the proposal will then be reviewed by the appropriate council committee for consideration.
  3. If the proposal is considered, then the council committee reviewing the proposal will make a recommendation to full body City Council to consider passing a resolution to begin redeveloper negotiations.
  4. After the resolution has passed, the proposal applicant and the City legal team will negotiate a purchase price, and many other terms and conditions to the redeveloper agreement.
  5. After both parties agree on the redeveloper agreement terms and conditions, then the agreement will go back to full body City Council to be considered.  This process will be completed by ordinance which will go through two ordinance readings that are 30 days apart prior to executing the agreement.  

List of City Owned Properties – July 2024

Property Location Block Lot
AFTON DR 118 21
AMWELLBURY RD REAR 94 11
CARPENTER ST 46.01 2
69 1/2 CARPENTER ST 49 9
75 CARPENTER ST 50 2
CENTER DR 107 11
200 CHURCH ST 62 38
COOK AVE 114 3
CROSSLAND AVE 111 1
192-194 E BROADWAY 27 12
E BROADWAY & SEVENTH ST 27 40
E BROADWAY REAR 72 7
166 E BROADWAY-FIREHOUSE 27 45.01
28-30 EAKIN ST 67 5
394 E BROADWAY 42 27
386-388 E BROADWAY 42 29
E BROADWAY 42 35
374 E BROADWAY 42 36
E BROADWAY REAR 42 41
E BROADWAY 45 2
E BROADWAY 62 14
E BROADWAY 90 17
345 EAST BROADWAY 69 1
222 EAST BROADWAY 28 5
259 EAST BROADWAY 62 12
309 EAST BROADWAY 65 25
EIGHTH STREET 12 20 12
EIGHTH STREET 12 20 13
W END OF ELM & UNION STS 87 30
19 ELM ST 69 30
23 ELM ST 69 32
73 ELM ST 69 50
83 ELM ST 87 16
46 FIFTH STREET 5 27
44 FIFTH STREET 5 26
FIFTH & WARD ST 5 1
FIFTH ST 5 25
48 FIFTH ST 5 28
75 FIFTH ST 12 3
1 FRONT ST 7 11
GLEN RIDGE AVE 75 16
GRANT ST 26 1
322 GRANT ST 26 11
205 GRANT STREET 27 42.01
155-157 GRANT ST-VAC LOT 28 58
515 GRIEVES PARKWAY 106 1
GRIFFITH ST 4 1.01
GRIFFITH ST 5 17
HANCOCK ST 1 4
6 HANCOCK ST 2 9
4 HANCOCK ST 2 15
HANCOCK ST-RIPARIAN GRANT 1 4.01
75 HEDGE ST 1ST REAR 49 2
HOGANS LANE 16 2
HUBBELL AVE 17 15
HUBBELL AVE & PLEDGER ST 14 6
400 KEASBEY 43 1
240 KEASBEY 43 3
KEASBEY ST 39 25
237 KEASBEY ST 39 26
KEASBEY ST 39 29
481 KEASBEY ST 39 30
311 KEASBEY ST 42 5
321 KEASBEY ST 42 10
361 KEASBEY ST 42 23
KEASBEY ST 42 50
356 KEASBEY ST 44 4
KEASBEY ST & GRANT ST 43 7
KEASBEY ST REAR 39 40
KENT ST 120 11
MAGNOLIA ST 87 28
57 MARKET STREET 6 16
MARKET ST 1 8
113-115-117-119 MARKET ST 13 52
MARKET ST 14 1
MARKET ST 14 5
MARKET ST REAR 27 44
101 MARKET STREET 13 63
1 NEW MARKET ST 57 4
5 NEW MARKET ST 57 5
9-11-13 NEW MARKET ST 57.01 6
17 NEW MARKET ST 57.01 10
21 NEW MARKET ST 57.01 11
25 NEW MARKET ST 57.01 12
NINTH ST & GRANT ST 28 74
N ELM ST 41 5
20 N THIRD STREET 11 2
20 N THIRD STREET 11 2
20 N THIRD STREET 11 2
20 N THIRD STREET 11 2
20 N THIRD STREET 11 2
N UNION ST 39 17
NORTHEAST DR 80 7
OAK ST 76 18
OAK ST 78 2
OAK ST 104 6
OAK ST 105 1
OAK ST 105 2
OAK ST 105 3
OAK ST & CHESTNUT ST 104 5
179 OAK STREET 104 2
49 OLIVE STREET 86 19
15 OLIVE STREET 66 22
17 OLIVE STREET 66 23
10 OLIVE STREET 68 12
48 OLIVE STREET 68 27
OLIVE STREET 68 28
40 OLIVE ST 68 24
42-44 OLIVE ST 68 25
OLIVE ST 86 25
25 OLIVE ST 67 17
26 OLIVE ST 68 20
6 OLIVE ST 68 10
38 OLIVE ST VAC LOT 68 23
12 PINE AVE 99 37
198 PLEDGER ST 14 9
200 PLEDGER ST 14 10
204 PLEDGER ST 14 12
ROE AVE 44 15
4 ROE AVE 44 25
ROE AVE 44 29
248 SINNICKSON ST 66 10
200 SINNICKSON ST 84 2
234 SINNICKSON ST 84 19
236 SINNICKSON ST 84 20
SMITH ST 67 14
SMITH ST 67 15
SMITH ST 81 24
220 SMITH ST 85 13
219 SMITH ST 86 9
SMITHS LANE 16 5
SMITHS LANE 16 41
S FRONT ST & WEST SIDE CT 46.02 1
S FRONT ST 46.02 2
S FRONT ST & WEST SIDE CT 46.01 1
S FRONT ST-LEASE  9-15-93 46 10
SOUTHWEST DR 112 5
THOMPSON ST 46 16
74 THOMPSON ST 50 12
69 UNION STREET 68 45
77 UNION ST 68m 47
UNION STREET 69 13
UNION STREET 69 22
68 UNION STREET 69 26
61 UNION ST 68 42
22 UNION ST 69 14
34/36 UNION ST 69 17
47 UNION ST 68 38
49 UNION ST 68 39
6 UNION ST 69 10
77 UNION ST 68 47
UNION ST 68 40
UNION ST 68 41
116 W BROADWAY 12 16
142-144 W BROADWAY 13 46
148 W BROADWAY 13 48
112 W BROADWAY-LIBRARY 12 18
20 WALNUT ST 62 23
47 WALNUT ST 82 29
21 WALNUT STREET 63 1
155 WALNUT STREET 114 7
7 WARD ST 5 2
31 WARD ST 5 12
33 WARD ST 5 13
35 WARD ST 5 14
43 WARD ST 5 15
4 WARD ST 6 5
12 WARD ST 6 22
222 WESLEY ST 64 30
254 WESLEY ST 65 14
270-272 WESLEY ST 65 22
WESLEY ST 66 4
257 WESLEY ST 66 5
273 WESLEY ST 66 15
275 WESLEY ST 66 16
281-283 WESLEY ST 66 20
285 WESLEY ST 66 21
277-279 WESLEY ST 66 25
255 WESLEY ST 66 26
203 WESLEY ST 82 13
211 WESLEY ST 84 23
129 W BDWY-MUN  ANNEX 59 1
W BROADWAY 46 1
61 W BROADWAY 48 7
67 W BROADWAY 48 10
151-153 WEST BROADWAY 57 18
129 WEST BROADWAY REAR 59 1.01
YORKE ST 72 49
YORKE ST 88 21
YORKE ST & GRIEVES PKWY 90 1
YORKE ST REAR 88 37
146 WEST BROADWAY 13 47
252 EAST BROADWAY 28 18
159 WEST BROADWAY 57 14
243/245 EAST BROADWAY 67 7
247 EAST BROADWAY 62 8
255/257 EAST BROADWAY 62 11

Attention: By way of City of Salem Resolution #13-152, the City of Salem has been designated as an “Area in Need of Rehabilitation” under the Local Redevelopment and Housing Law, N.J.S.A. 40A:12A-1, et seq., a city-wide designation. The City of Salem has property available for negotiation and purchase. The list of property that are available for purchase are listed below. Please contact the City Admin at for details.

Policy and Procedure for Purchasing Local Government-Owned Property

  1. Purpose: The purpose of this policy is to outline the procedure for individuals interested in purchasing property owned by the local government. This process aims to ensure fairness, transparency, and compliance with relevant laws and regulations. This Policy and Procedure may be carried out pursuant to the Local Redevelopment and Housing Law (N.J.S.A. 40A:12A-1, et seq.)  and the Urban Homesteading Act, (N.J.S.A. 40A:12-31, et seq. & Chapter 215 of the Code of the City of Salem).
  2. Eligibility Criteria: To be eligible to purchase local government-owned property, applicants must meet the following criteria:
  • Must be a legal adult (18 years or older).
  • Must not be in default or delinquent on any financial obligations to the City of Salem.
  • Must be a first time home buyer within the City of Salem, or purchasing a property for a first time homeowner
  • Must not have any outstanding violations of local ordinances or regulations.
  • Must demonstrate the ability to finance the purchase through acceptable means, such as mortgage pre-approval or proof of funds.
  1. Property Listings:
  • The City of Salem shall maintain a list of properties available for sale, including details such as location, size, condition, and asking price.
  • Property listings shall be made available to the public through the City of Salem website, public notices, or other appropriate channels.
  1. Application Process: a. interested individuals shall submit a formal application to the Housing & Economic Development office responsible for property management. b. The application shall include – Applicant’s name, contact information, and proof of identity. – Desired property or properties for purchase. – Financial documentation demonstrating the ability to finance the purchase. – Any additional information or documentation required by the local government. c. Applications shall be reviewed in the order they are received, and applicants shall be notified of the status of their application within a reasonable timeframe.
  2. Evaluation and Selection: a. Applications shall be evaluated based on eligibility criteria, financial capacity, intended use of the property, and any other relevant factors determined by the local government. b. The City of Salem reserves the right to prioritize certain applications based on community development goals, economic revitalization efforts, or other public interests. c. Upon completion of the evaluation process, selected applicants shall be notified of their approval to proceed with the purchase.
  3. Purchase Agreement: a. Approved applicants shall enter into a purchase agreement with the local government, detailing the terms and conditions of the sale. b. The purchase agreement shall include the purchase price, payment schedule, closing date, and any other relevant provisions. c. Both parties shall execute the purchase agreement in accordance with applicable laws and regulations.
  4. Redevelopment Agreement: If the City and applicant are proceedings under the provisions of the Local Redevelopment and Housing Law(N.J.S.A. 40A:12A-1, et seq.),the applicant will be required to enter into a Redevelopment Agreement with the City for the redevelopment and/or rehabilitation of the property.
  5. Closing Process: a. Upon execution of the purchase agreement, the closing process shall commence, during which the transfer of ownership shall occur. b. The City of Salem shall provide all necessary documentation and facilitate the closing process in coordination with the purchaser and their representatives. c. Once the closing process is complete, the purchaser shall take possession of the property and assume all rights and responsibilities associated with ownership.
  6. Compliance and Oversight: a. The City of Salem shall ensure compliance with all applicable laws, regulations, agreements, and policies throughout the application and purchase process. b. Oversight mechanisms shall be established to monitor the implementation of this policy and address any issues or concerns that may arise.
  7. Appeals Process: a. Applicants who are denied approval to purchase local government-owned property may have the right to appeal the decision. b. The appeals process shall provide a mechanism for applicants to contest the decision and present additional information or evidence in support of their application. c. Appeals shall be reviewed by an impartial body or authority designated by the local government, and decisions shall be communicated to the applicant in writing.
  8. Revision and Amendment: This policy and procedure may be revised or amended as needed to address changing circumstances, legal requirements, or organizational priorities. Any revisions or amendments shall be approved by the appropriate governing body or authority.
  9. Implementation and Communication: The City of Salem shall ensure that this policy and procedure are effectively communicated to the public, including potential applicants, through appropriate channels such as the official website, public notices, and community outreach efforts.

Policy and Procedure for City of Salem Employees or Representatives Purchasing City of Salem-Owned Property

  1. Purpose: The purpose of this policy is to establish a fair, transparent, and non-discriminatory process for City of Salem employees or representatives interested in purchasing property owned by the City of Salem. This process aims to uphold ethical standards, prevent conflicts of interest, and promote public trust and confidence in the integrity of property transactions.
  2. Conflict of Interest Disclosure: a. City of Salem employees or representatives who intend to purchase property owned by the City of Salem must disclose their interest and potential conflict of interest in accordance with applicable laws, regulations, and organizational policies. b. Disclosure shall be made to the appropriate ethics or compliance office within the City of Salem, and any conflicts of interest shall be managed or mitigated as required.
  3. Eligibility Criteria: a. To be eligible to purchase City of Salem-owned property, employees or representatives must meet the same eligibility criteria as external applicants outlined in the general policy and procedure. b. Additionally, employees or representatives must adhere to any specific eligibility requirements or restrictions established by the City of Salem to prevent conflicts of interest or favoritism.
  4. Public Notice and Transparency: a. All properties owned by the City of Salem that are available for sale shall be publicly listed and advertised through official channels, such as the City of Salem’s website, public notices, or other appropriate means. b. The listing shall include relevant details about the properties, including location, size, condition, and asking price, to ensure transparency and equal access to information for all potential buyers.
  5. Application Process: a. City of Salem employees or representatives interested in purchasing property owned by the City of Salem shall follow the same application process as external applicants outlined in the general policy and procedure. b. Applications shall be submitted to the appropriate department or agency responsible for property management and reviewed in accordance with the established procedures.
  6. Evaluation and Selection: a. Applications from City of Salem employees or representatives shall be evaluated based on the same criteria as external applicants, including eligibility, financial capacity, intended use of the property, and any other relevant factors. b. To ensure transparency and reduce favoritism, evaluation panels or committees comprised of impartial members shall review and assess all applications, with oversight from appropriate authorities or governance bodies.
  7. Conflict of Interest Management: a. Any City of Salem employee or representative involved in the evaluation or decision-making process for property sales shall recuse themselves from reviewing or voting on any and all matters in which they have a personal interest or conflict of interest. b. Conflicts of interest shall be managed and disclosed in accordance with applicable laws, regulations, and organizational policies to maintain the integrity and impartiality of the process.
  8. Public Reporting and Oversight: a. The City of Salem shall provide regular public reports or updates on property sales, in accordance with applicable laws and regulations, including information on the buyers, sale prices, and any relevant details, to ensure transparency and accountability. b. Oversight mechanisms shall be established to monitor the implementation of this policy, address any concerns or complaints, and ensure compliance with ethical standards and legal requirements.
  9. Anti-Retaliation Protections: a. City of Salem employees or representatives shall be protected from retaliation or adverse consequences for participating in the property purchase process, disclosing conflicts of interest, or raising concerns about potential impropriety. b. Any instances of retaliation or reprisal shall be promptly investigated and addressed in accordance with applicable laws and organizational policies.
  10. Training and Education: a. City of Salem employees or representatives involved in property management or decision-making processes shall receive training and education on ethical standards, conflict of interest policies, and the importance of transparency and integrity in property transactions. b. Training programs shall be regularly conducted to reinforce ethical principles and ensure compliance with relevant policies and regulations.
  11. Revision and Amendment: This policy and procedure may be revised or amended as needed to address emerging issues, enhance transparency and accountability, or comply with changes in laws or regulations. Any revisions or amendments shall be approved by the appropriate governing body or authority.
  12. Implementation and Communication: The City of Salem shall ensure that this policy and procedure are effectively communicated to all employees, representatives, and stakeholders through internal channels, such as employee handbooks, training sessions, and official communications.